an In The Media Appearance
"Why people who claim Social Security early often live to regret it" - Market Watch. 06/06/2019
“Gruber, in an interview, stressed that their study does not mean that the Social Security Administration’s actuaries have made mistakes when calculating what benefit amounts should be associated with each age of claiming. On the contrary, he told me, “they do a pretty darn good job.”
Instead, he continued, their finding reflects the entirety of a retiree’s financial situation during retirement, of which Social Security benefits are just one part. And upon taking all income sources into account, they found that early claiming is associated with a greater probability of living below the poverty line.”